Disclaimer

Neither SNS REAAL N.V. and its subsidiaries, nor Stichting Holland Euro-Denominated Mortgage Backed Series (Hermes) Holding and its sub-entities, and ATC Financial Services B.V. accept any liability for the contents of this website and the attached files.

The information contained on this internet site and the files attached have been prepared solely for the purpose of providing general information. Under no circumstances shall the information on this internet site and the attached files constitute an advice or an offer to buy, sell or deal in any securities.

While reasonable care has been taken to ensure that the information on this internet site and the attached files is not inaccurate or incomplete, no representation or warranty express or implied is made and no reliance should be placed on the fairness, accuracy, completeness or correctness of the information contained on this internet site and the attached files.

Neither SNS REAAL N.V. and its subsidiaries, nor Stichting Holland Euro-Denominated Mortgage Backed Series (Hermes) Holding and its sub-entities, and ATC Financial Services B.V. will give any guarantee or representation as to the accuracy or completeness of such information. Investors should make their own investment decisions without relying on information on this internet site or the attached files. Please note that the relevant Prospectus is available on request, subject to certain restrictions in certain jurisdictions. The information contained in the Prospectus shall in all circumstances prevail over the information contained in this internet site and the attached files.

The content of this internet site and the attached files may not be reproduced, redistributed or passed on to any other person or published, in whole or in part, for any purpose. The information on this internet site and the attached files are subject to change without notice. Netherlands law shall apply.